Personal Finance

Personalise your payments

A Consumer Loan is a fast and affordable way to purchase a new or used Volkswagen for personal use.

You can personalise your Consumer Loan by choosing a term, paying a deposit or tailoring your repayments to suit your lifestyle. With 100% finance for approved customers there’s nothing to pay upfront, and our competitive fixed rate means you can budget with confidence.

Your benefits

• No annual charges or account keeping fees.
• Flexible loan term of up to 7 years.
• Option to add a deposit or balloon payment at the end of your loan to reduce your monthly repayments.
• Save money with a competitive fixed interest rate.
• No additional security is needed for approved applicants.

Own your Volkswagen sooner

A Novated Lease allows you to make the most of your salary package so you can own your new Volkswagen sooner.

It’s simply an agreement between you, your employer and Volkswagen Financial Services. We lease the vehicle to you, and your employer makes payments from your pre-tax income for an agreed length of time. It could save you thousands compared to buying a vehicle after tax.

Your benefits

• Save money by paying for your new Volkswagen from your pre-tax income.
• No annual charges or account keeping fees.
• Flexible loan term of up to 5 years.
• Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments.
• Employers could attract and keep talented staff with cost effective finance and tax deductible repayments.

How it works

If you've got your eye on an upgrade, you can take out a new lease and upgrade to the newest model at the end of your agreement.

If you end up leaving your job, your new employer will have to take over the novated lease payments by renewing their novation agreement.