Whether you're a sole trader or large company, business vehicle finance with Volkswagen Financial Services is easy. At Norris Motor Group Volkswagen, we'll help tailor your vehicle finance to suit your needs so the best business outcome is achieved at a competitive price.
Your success is our success
Flexible business options
Volkswagen Financial Services has a range of tax-effective solutions to help with your business: Chattel Mortgage, Finance Lease and Hire Purchase. See the below table to see what's included.
| Chattel Mortgage | Finance Lease | Hire Purchase | |
|---|---|---|---|
| Deposit | + | ||
| Residual or balloon payment at the end of the term | + | + | + |
| Tax-deductible repayments | + | ||
| Tax-deductible depreciation | + | + | |
| Tax-deductible interest | + | + | |
| GST is payable on the cost of the asset | + | + | |
| GST is payable on the repayments | + | + |
Your benefits
- No annual charges or account keeping fees.
- Option to bundle your registration, Compulsory Third Party insurance (CTP), comprehensive insurance and on-road costs with your monthly payments.
- Monthly repayments reduced by adding a balloon payment at the end of your loan or paying a deposit.
- Flexible payment options that suit your business cash flow: weekly, fortnightly or monthly by direct debit or BPAY.
More clever solutions
Volkswagen Fleet
Team of hard workers
Once you've picked your perfect Volkswagen fleet, our Financial Services team can help you set up an arrangement that suits you and your business.
Volkswagen Choice
Your loan, your choice
Volkswagen Choice1 is our Guaranteed Future Value Program that gives you the option to trade in, retain or return your car at the end of a loan term.
1. The Volkswagen Choice Program consists of an option to return the vehicle to Volkswagen Financial Services (VFS)** at the end of the term and require VFS** to purchase the vehicle at an agreed price known as the Guaranteed Future Value or GFV as determined by VFS** and set out in your contract. At the end of the term, you can elect to: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV. The GFV is not a representation by VFS** as to the likely market value of the vehicle as at the end of your contract. The option is available on new and demonstrator Volkswagen vehicles for selected models only. Please verify with your dealership the vehicles that are eligible for the program. The GFV will be reduced, and you will be liable for any loan contract deficit, if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition in accordance with the Fair Wear and Tear Guide available at www.volkswagen.com.au. Other terms and conditions apply. The cost of the Volkswagen Choice Program is incorporated into the applicable interest rate. Please read the full terms and conditions. Please consider whether these products and services are appropriate for your circumstances. Before acting on any of the information on this page, please seek independent financial and tax advice. Full terms and conditions are available upon application. Available only to approved applicants of VFS**. Subject to credit assessment. Standard fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies are excluded. Available at participating Volkswagen dealers. **VFS is a trading name of Volkswagen Financial Services Australia Pty Limited ABN 20 097 071 460. Australian Credit Licence 389344.